Debt Payoff Calculator
Find out exactly when you’ll be debt-free — and how much interest you’ll save by paying extra.
Debt Name
Balance
Interest Rate
Min. Payment
+ Add Another Debt
Any extra amount you can throw at debt each month makes a massive difference.
Avalanche Method
Pay highest interest first. Saves the most money mathematically.
Snowball Method
Pay smallest balance first. Builds momentum and motivation.
Debt Free In
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Total Interest
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Interest Saved vs. Minimum
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Payoff order
The average American pays over $1,000/year in credit card interest alone. This calculator shows you exactly what that’s costing you.