Monthly Budget Calculator
Enter your income and spending to see exactly where your money should go.
Use your after-tax income (what actually hits your bank account)
🏠 Housing (rent/mortgage)0%
Recommended: under 30% of income
🚗 Transportation0%
Recommended: 10–15%
🛒 Groceries & Food0%
Recommended: 10–15%
💡 Utilities & Bills0%
Recommended: 5–10%
🎉 Entertainment & Dining Out0%
Recommended: 5–10%
💊 Health & Insurance0%
Recommended: 5–10%
💳 Debt Payments0%
Goal: pay off ASAP
💰 Savings & Investing0%
Goal: at least 20%
Income
$4,000
Total Spending
$0
Left Over
$0
Your 50/30/20 Breakdown
Needs (50%) — housing, food, transport, utilities, health
$0
Wants (30%) — entertainment, dining out, subscriptions
$0
Savings & Debt (20%) — investments, emergency fund, debt payoff
$0
Bookmark this page and update it monthly — budgets that get reviewed actually work.